Pillar 01
Actuarial expertise
A quantified, forward-looking and independent reading of the long-term health of your pension fund.
Our approach
Actuarial rigour at the service of occupational pensions.
Actuarial work is more than a regulatory duty: it is a strategic steering tool. We translate figures into concrete decisions for the board of trustees.
Our expertises
Four areas, one common standard.
Click on an expertise to reveal the details.
01 LPP actuarial expertise
LPP actuarial expertise
Accredited expert mandate for the annual valuation and recommendations on the technical parameters of your fund.
- Annual actuarial valuation compliant with LPP requirements
- Recommendations on the technical rate and mortality tables
- Analysis of technical parameters (conversion rate, biometric tables)
- Expert report delivered to the board of trustees and supervisory authority
- Support during regulatory changes
« The independent LPP expert is the guarantor of the technical reading of your fund. »
02 Asset-liability management (ALM)
Asset-liability management (ALM)
Stochastic modelling of the long-term balance sheet and scenario tests to inform allocation decisions.
- Stochastic modelling of balance-sheet evolution over 20-30 years
- Stress tests: market, longevity and demographic scenarios
- Allocation recommendations consistent with your liabilities
- Analysis of risk capacity and target funding ratio
- Educational presentation to the board of trustees
« ALM translates uncertainty into robust decisions. »
03 Demographic analysis
Demographic analysis
Detailed study of the age structure, benefit projections and longevity-related risks.
- Age pyramid and insured member structure
- Benefit projections at 10, 20, 30 years
- Longevity risk analysis and sensitivity to tables
- Impact of member flows (entries, exits, retirements)
- Recommendations on biometric assumptions
« The demography of your insured members shapes the future of your fund. »
04 Specific studies
Specific studies
Merger, spin-off, plan change, primacy, regulatory adjustments — ad hoc analyses for structuring decisions.
- Fund merger or spin-off studies
- Primacy change (benefits to contributions or vice versa)
- Redesign of the pension plan
- Impact analysis of legislative changes
- Independent second actuarial opinion
« Structuring decisions deserve a dedicated analysis. »
In figures
Experience at the service of your decisions.
20+
cumulated years of LPP expertise
0
retrocession, no conflict of interest
100 %
of our reports reviewed internally by four eyes
Our process
How a mandate unfolds.
A proven methodology in four steps, tailored to each institution.
- 01
Framing
Understanding your fund, its context, its challenges and the expectations of the board of trustees.
- 02
Analysis
Data collection, modelling, scenario tests and comparative analyses.
- 03
Recommendations
Educational presentation to the board, backed by figures and argued recommendations.
- 04
Follow-up
Support during implementation and annual tracking of key indicators.
Presentation
Discover our approach in a video.
Presentation video of the team and STRIA's actuarial methodology.
Case study
A landmark engagement.
Anonymised description of a representative mandate, with key figures and the benefit delivered to the fund.
Contexte
Context — to be completed.
Action
What we did — to be completed.
Résultat
Outcome achieved — to be completed.